If you or a loved one has inadequate insurance coverage and are seeking addiction treatment, you may be wondering what other options you have for payment. A preferred provider organization (PPO) has bath salts addiction: signs risks and treatment higher premiums but lets holders see specialist and out-of-network doctors without a referral. Outpatient treatment allows clients to continue living at home and working while receiving treatment.
Aetna Insurance Coverage
People facing severe addiction will likely need to attend medical detox before they can transition into intensive therapy and counseling for substance abuse. Most residential treatment plans last four to 12 weeks before stepping down to an outpatient program. Aetna may or may not authorize treatment for the full recommended length of stay.
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Before choosing the right rehab treatment center for you, check your Aetna policy benefits to determine which costs will be covered by your insurance company and which will be out-of-pocket for you. You can call the phone number on the back of your insurance card or log in to your account on Aetna’s website to learn more about your health insurance https://sober-house.org/psychedelic-and-dissociative-drugs-national-2/ coverage for addiction treatment. It is essential to have health insurance as a safety net for those who can’t afford treatment. For individuals struggling with SUDs, health insurance enhances access to the best healthcare services and offers financial protection against high expenses that are relatively unaffordable to some people.
You deserve excellent care and a rewarding life in recovery.
Yes, your Aetna health insurance plan will typically cover at least some of your addiction recovery treatment. Based on the plan you have, your treatment may be partially or fully covered. In the past, the standard approach to substance abuse treatment included a referral to an inpatient or residential program that would span 28 days.
Another thing you’ll want to consider when choosing Aetna insurance coverage is whether it’s an HMO, POS, or PPO. Rediscover your joy during your stay at one of our American Addiction Center’s facilities. However, these requirements do not apply to behavioral health benefit plans that Aetna administers but does not manage or self-funded plans with sponsors who have bought precertification requirements. Addiction Resource aims to provide only the most current, accurate information in regards to addiction and addiction treatment, which means we only reference the most credible sources available. Reach out to AddictionResource.net today for more information about substance use disorder treatment.
Aetna drug rehab coverage depends on a member’s particular Aetna health plan and the addiction treatment provider they choose. At AAC, we are in-network with Aetna health insurance and offer different levels of care for those with substance misuse issues and addiction. We are in-network with many insurance companies, including Aetna, which means that your addiction treatment could be covered fully or partially depending on your policy. The insurance offers robust coverage for alcohol and drug abuse rehabilitation. The company covers detoxification, inpatient, residential, partial hospitalization, intensive outpatient programs, and numerous smaller services related to them.
While some opt for these plans to save money, it can often cost them more in the long run. Other than Cognitive Behavioral Therapy (CBT) and counseling, many other addiction therapies also exist that help people engage in alcohol and drug abuse treatment. You can also contact Olympus Recovery to look over your benefits and determine your out-of-pocket costs. Choosing an in-network rehab provider is also recommended to maximize coverage and reduce the treatment costs you’ll pay out-of-pocket.
Aetna’s in-network providers are less costly than out-of-network providers. The table below shows a breakdown of in-network costs versus out-of-network costs for a two-week stay for chemical dependency rehab. Use the search form below to find out if substance addiction treatment is covered by your insurance with us. Participating providers who treat patients with Aetna medical benefits can use the SBIRT method to help people get substance use treatment.
To verify Aetna insurance benefits, complete our insurance verification form and we’ll do the heavy lifting for you. Finally, if you can’t find low-cost treatment and don’t want to put your financial future at risk, use a crowdfunding website to ask for donations. This is a way to ask your friends and family for help by contributing whatever they can. However, if a person relapses they should seek immediate professional help to reestablish their recovery. The next steps to getting treatment include, reaching out, finalizing the plan, and getting to treatment. AddictionResource.net, owned and operated by Recovery Guide LLC, does receive compensation from Legacy Healing Center in the form of paid advertising.
- Insurance plans through Aetna cover an array of evidence-based treatments and levels of care.
- Remember to ask questions about how long substance abuse treatment is covered, how many days of rehab is covered, and which programs take Aetna insurance in your area.
- Contacting an Aetna representative and asking about which nearby addiction treatment centers accept Aetna insurance is one of the easiest ways to find a facility.
Addiction Resource does not favor or support any specific recovery center, nor do we claim to ensure the quality, validity, or effectiveness of any particular treatment center. No one should assume the information provided on Addiction Resource as authoritative and should always defer to the advice and care provided by a medical doctor. Open Access plans allow the insured to see any doctor or receive recovery treatment at healthcare centers within the Aetna rehab provider network without a referral.
According to the NSDUH, nearly 8.1% of the American population either needs or gets recovery treatment for SUDs. Founded in 1850, Aetna has become the third-largest health insurance provider in the United States, with coverage including mental health, behavioral health, and therapy services. Aetna offers coverage for several can i drink alcohol with cymbalta types of substance abuse treatments, including detoxification, inpatient rehab and outpatient care. Drug detox is the first step in addiction treatment and involves medical supervision to manage withdrawal symptoms. Aetna typically covers medically necessary detoxification services, including medication-assisted treatment.
“Out of network” means Providence does not have a contract with Aetna, and you might pay a different amount based on the health insurance plan you have with Aetna. Other companies that provide virtual addiction services include Ophelia and Boulder Care. In January, Boulder announced that it would be offering telehealth and medication management services to eligible teens in Washington covered by UnitedHealthcare Community Plan, a Medicaid plan. Aetna is a well-known insurance company that contracts with many treatment centers, so finding one that takes your insurance shouldn’t be a problem. Your well-being is too important, and there are many options to pay for treatment.